pittssd - Blog
Feb
10
2015

Pittsburgh SSD Facts



No matter how old you might be, when you have a medical impairment that prevents you from working, you may be able enough to claim benefits from the Social Security Administration (SSA). You'll find two benefit plans you may apply for:





Social Security Disability Insurance (SSDI): available only to disabled people who've already worked to get a definite number of years.





Supplemental Security Income (SSI): accessible to disabled or elderly people whose incomes and assets are extremely low.





SSDI is part of the United States' Social Security program, which will be officially called the "Old Age, Survivors And Disability Insurance System," or OASDI. SSI is not. But the benefit from both programs is the sum according to which system you are eligible for, cash.





Social Security Disability Insurance (SSDI)





To meet the requirements for Social Security Disability Insurance (SSDI), you must not only be disabled, but you must also have built up sufficient "work credits" with Social Security. Just how many credits you'll need depends upon your actual age as well as the year you became disabled. Before you became disabled, you must have worked some part of five of the last ten years.





Your Social Security disability benefits will include cash payments in an amount determined based in your personal earnings record, in case your application is approved. Average payments range from $1,000 to $1,200 a month. Higher earners who paid higher FICA taxes can get a benefit that is larger.





You'll become entitled to Medicare, regardless of how old you are after collecting disability benefits for 24 months. In the interim,, if your income is low, you can qualify for Medicaid.





Supplemental Security Income (SSI)





The Supplemental Security Income (SSI) program is run by the SSA, but it is in fact a combined system involving the SSA and your state government. Meaning that your qualifications, as well as the level of benefits you receive, depends on what state you reside in. For federal SSA goals, nevertheless, you should meet with all these four standards:





You should be blind, handicapped, or age 65 or over.





You must be either a citizen of America, or meet quite narrow requirements based on your U.S. permanent residency, military service, or political asylee or refugee status.





Your monthly income should not be high. This counted income cannot be higher than an amount determined by the state where you live -- from $700 to $1,400 per month., although only about half of your earned income will be taken into account Nonetheless, some states allow people who have higher incomes to get state benefits.





The property you own (minus specific items, for example your vehicle and house) must be worth less than $2,000, or $3,000 for a couple.





If your application is approved, your SSI benefits include cash payments of $733 per month for a person or $1,100 per month for a couple (2015), less part of your income. Your state may supplement this amount with an additional payment (called the State Supplementary Payment). The national amount is fixed in January of each year, depending about the U.S. cost of living.





In many state, additionally, you will automatically become qualified for Medicaid and food stamps once you're approved for SSI.





How the SSA Defines Handicap





An essential element of claiming benefits under either Social Security program is demonstrating that you're severely disabled -- that is, that there is a physical or mental condition that prevents you from doing any significant "gainful activity" (work) and will continue a minumum of one year or will cause your death.





The determination of whether you are handicapped leaves lots of room for argument. The fact that you just feel too sick to work, or that your physician might have advised you not to work, doesn't necessarily imply that Pittsburgh Social Security Lawyer the SSA will agree that you are disabled.





The SSA claims examiners and evaluates disability for both SSI and SSDI claims using its own medical specialists. These decision makers use both a summary of physical and mental conditions and evaluations of your "residual functional capacity" to determine whethr you are disabled.





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